This is truly fantastic news that will allow people to use their insurance to true advantage in the event of a serious injury accident. Hats off to State government for getting it done. Contact us to learn more if you don’t know what SUM coverage is-it’s just too important to protect yourself and your family with this insurance.
On Monday, Governor Cuomo signed in law legislation impacting SUM (Supplementary Uninsured/Underinsured Motorists) Coverage in New York. Beginning with new motor vehicle insurance policies issued after June 18, 2018, optional SUM coverage will be automatically included in auto policies at the same coverage level as liability insurance coverage purchased, unless the policy holder affirmatively waives the coverage or affirmatively chooses to purchase lower limits,.
Our 42 year old client was injured as she headed to her child’s school one winter morning and her stopped auto was rear-ended by a delivery truck. With severe neck and back injuries that required surgery but left her unable to return to the factory job she’d held for eleven years, our client suffered significant physical and monetary damages. After winning summary judgment before trial, the case settled for $2,450,000, securing our client’s financial future.
While motorcycling, our 35 year old client was broadsided by a Sheriff’s patrol car, suffering orthopedic injuries requiring multiple surgeries. While the Sheriff claimed that the cause of the accident was the need to respond to an emergency thus absolving the deputy from any fault, we proved this claim to be incorrect and a settlement of $475,000 was thereafter achieved.
Accidents are unexpected and can be both overwhelming and stressful. It is important to not only remain calm after an accident, but also take the necessary steps to ensure safety and peace of mind. Below are ten suggestions that may come in handy the next time you’re in an automobile accident:
Please note that these are suggestions to help you take the right course of action after you’ve been involved in an accident. Remember above all to never leave the scene of an accident and remain calm, help is on the way.
After an accident, insurance companies may call you to ask you questions regarding the severity of the accident and your injuries. This call is often made before you’ve had the opportunity to speak with an attorney. An attorney is hired to protect your interests, guide and educate you about your rights and defend you from insurance company efforts to compensate you as little as possible.
It is important that you do not give these companies any statement without an attorney present, as it is your attorney’s responsibility to inform and protect you. Although you do have an obligation to report an accident as soon as it happens, you are permitted to give a statement with your own attorney present, regardless of what they may tell you.